Affordability Calculator
Estimate your maximum purchase price on an HDB flat, EC, or private condo, based on your income, existing debt, and current MAS lending rules. This is an estimate, not a bank's actual credit decision.
Rates and rules used
Bank loans are assessed at MAS's 4% stress-test rate, subject to TDSR (55%) and MSR (30%, HDB/EC only). A bank's own assessment of your real income and credit history may differ. Message Rae for an HDB concessionary loan (HLE) comparison.
HDB Flat
Bank loan, MSR (30%) and TDSR (55%), whichever is tighter
$606,248
Executive Condo (EC)
Bank loan, MSR and TDSR apply
$670,276
Private Condo
Bank loan, TDSR only, no MSR
$1,228,839
New launches in your range
None of our current launches fit this exact range. Chat with Rae to explore options.